Payment, for goods and services, is something that has been going on since the dawn of humanity. The only change has been how it has been enacted. From bartering to cryptocurrencies, methods of payment have changed dramatically throughout human history, and we are in the midst of another wave of change.

Many will feel that cryptocurrencies are the catalyst for the newest payment revolution, but those predictors are probably getting ahead of themselves. Although crypto certainly works for new and different payment methods, it is embryonic compared to the real latest trend.

Payment apps and portals are where the future of money and payment are heading. Not only is it the convenience, but it is also the added uses that can come from an app that is driving this new wave of adoption.